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05, with a complete payback amount of $1,800.ninety three which such as the three% rate compensated in the loan sum, would've a total cost of $255.ninety three. Agent 19.99% APR. For those who borrowed $five,000 about a 38 month period of time as well as bank loan had an 6% origination fee ($three hundred), your month-to-month repayments would be $